Listo's Privacy Policy
Effective Date: April 4, 2017
This Privacy Policy is intended to explain the types of information Listo Unlimited (“Company”)
and its affiliates (“Company Group”) collects on Company Group websites, interactive services,
email programs and mobile device applications (collectively, the “Website”). Please read this
Privacy Policy carefully to get a clear understanding of how we collect, use, share, protect or
otherwise handle your personal information in connection with your use of our Website. This
Privacy Policy also explains how you can opt out of some of our uses and disclosures of your
information.
By using our Website, you consent to this Privacy Policy as it may be amended from time to time,
and you agree that it governs your use of our Website and any dispute concerning the Website.
Please take a few minutes to read and accept this Privacy Policy before registering for or
accessing our Website.
If you have any questions or concerns or complaints about our Privacy Policy or our data
collection or processing practices, or if you want to report any security incidents to us,
please contact us at the following address or phone number:
Listo Unlimited Inc.
1177 S. King Road
San Jose, CA 95122
(408) 493-6497
privacy@listofin.com.
Your Consent to Communications:
By providing your contact information to us, you consent to receive email messages, text
messages, phone calls, faxes and postal mail, including that of a promotional nature, from the
Company Group at the contact information you provide. Messages may be generated by an automated
mechanism. You are not required to agree to this in order to purchase goods or services from us.
You represent that you are legally competent and have legal authority to form a contract and
provide this consent with respect to the contact information you provide. You may not consent on
behalf of someone else or provide someone else’s contact information. We will obtain the date,
time and content of your messages to us.
You may elect to no longer receive promotional communications, and any communications to your
mobile device, by contacting us at privacy@listofin.com
or using the unsubscribe link at the bottom of each email message.
If we believe that the security of your personal information in our care may have been
compromised, we may seek to notify you of that development. If a notification is appropriate, we
will endeavor to notify you as promptly as possible under the circumstances. If we have your
email address, we will notify you by email. You consent to our use of email as a means of such
notification. If you prefer for use to use the U.S. Postal Service to notify you in this
situation, please email us at privacy@listofin.com .
Reasons We Collect Your Information:
We collect your personal information because it helps us deliver a superior level of customer
service, is necessary to fulfill requests for information or to provide requested services, and
assists in the management of our business. We use your personal information to provide our
services and to improve those services and our Website, to tell you about offers we think you
will value, to customize the content you see and to conduct market research, which we may
describe when we collect the information and, in certain cases, request your consent.
Information Collected Through Use of Our Website:
The information we gather through our Website falls into two categories: (1) information you
voluntarily supply to us when you request information about an offering, to initiate
transactions, such as making a purchase, request support, participate in promotions or surveys,
submit comments or questions or otherwise communicate with us or our contractors, (2)
information collected automatically as you use our Website.
Registration and Other Personally Identifying Information.
Personal information is information that can be used to identify you as an individual or allow
someone to contact you. We may collect personal information about you when you register to use
certain features of our Website, subscribe to a newsletter, fill out a form or otherwise enter
information on our Website. When you do so, we may collect personal information, including your
name, postal address, email address, phone number, location, user name and password, reminder
questions and answers and communication preferences, such as which newsletters you would like to
receive. In addition, when you request certain offerings we make available, we may need to check
your credit history, which means we may request your social security number and date of birth.
Finally, if you purchase certain products or services from us, we may collect information
regarding your credit card or other payment information, employment and income information
and/or your financial account status and balance.
Information Collected Automatically When You Use the Website.
The Company Group or third-party contractors we engage in support of our business may collect
certain information automatically when you use our Website, including but not limited to:
- Web pages, content and advertisements you view and links you click while navigating within
our Website;
- The sites you visited before and after visiting our Website;
- Your Internet Protocol (IP) address (a numerical address assigned to your computer by your
Internet service provider so that other computers connected to the Internet can communicate
with you online), which can sometimes be used to derive your general geographic location;
- Search terms you enter using our Website or on a referral site;
- Unique identifiers, including mobile device identification numbers, that can identify the
physical location of devices in accordance with applicable law;
- Your device type, screen size, browser type, language, plug-ins, Internet domain, TCP
configuration parameters, operating system and versions of installed software;
- Standard server log information; and
- Information collected through cookies, web beacons and other tracking technologies (see
additional descriptions of these terms below).
When you order via our Website, we may use a third-party payment processor to collect all
information necessary to complete the transaction, including your name, credit card information
and billing information. We do not store this information on our servers, but this information
is processed through our third-party payment provider.
When you send and receive MMS, SMS or other messages with the Company, we will collect the
content of those messages, including any photos, files, text and other content you send or
transmit or receive in order to provide the Services. We retain information on your behalf, such
as files and messages that you store on our Website. If you provide us feedback or contact us
via e-mail, we will collect your name and e-mail address, as well as any other content included
in the e-mail, in order to send you a reply.
When you participate in one of our surveys, we may collect additional profile information. We
also collect other types of personal information that you provide to us voluntarily, such as the
information you provide when you contact us regarding support for the Website.
Personalization and Tracking Technologies.
Like most website and mobile application operators, we, or third parties acting on our behalf,
use embedded scripts, "cookies", web beacons and other tracking technologies to operate, analyze
and improve our Website and tailor content to user interests. Third-party companies that provide
some of the tools and features accessible through our Website also may use tracking technologies
to collect information about your use of our Website.
Cookies.
Cookies are small files stored on your computer or device that a site or its service provider
transfers to your computer's hard drive through your Web browser (if you allow). Cookies enable
the site's or service provider's systems to recognize your browser and capture and remember
certain information. For instance, we use cookies to help us remember and process the items in
your shopping cart. They are also used to help us understand your preferences based on previous
or current site activity in order to provide you with improved services. We also use cookies to
compile aggregate data about site traffic and site interaction so that we can offer better site
experiences and tools in the future. We may also use trusted third party services that track
this information on our behalf.
You can set your browser to accept or reject most cookies, or to notify you when a cookie is set.
(Each browser is different, so check the "Help" menu of your browser to learn how to change your
cookie preferences.) It is up to you to decide whether to allow us or third parties to set
cookies, but if you block cookies, you may not be able to view or access some of the features of
our Website. However, you can still create an account. Please be aware that certain browsers
cannot block or delete so-called "Flash" cookies, which use a feature of the Adobe Flash video
player to store information on your computer. For information about how to delete Flash cookies,
please visit the Adobe website.
Web Beacons and Other Tracking Technologies.
Web beacons (sometimes called "transparent GIFs," "clear GIFs," or "pixel tags") are small
strings of code that embed a small graphic image (usually invisible) on a web page or in an
email or advertisement. When your browser downloads a web beacon, the server that sends the
corresponding image to your browser can recognize and store certain types of information such as
cookies previously set, the time and date that you viewed the page embedded with the beacon and
a description of that page.
Information You Provide to Facebook and other Social Networking Sites.
The Website may allow users to connect Facebook or other social network service (SNS) accounts to
the Website. When you click on “Connect with Facebook,” or a similar connection on another SNS,
you will be prompted to enter your SNS credentials or to “Sign Up” for the SNS. By proceeding,
you are allowing the Website to access your information and you are agreeing to the Facebook or
other SNS’s Terms of Use in your use of the Website. We may receive information from Facebook or
another SNS to make it easier for you to create an account on the Website. Any information that
we collect from your Facebook or other SNS account may depend on the privacy settings you have
with that SNS, so please consult the SNS’s privacy and data practices.
Security of Credit Card and Bank Account Information.
For online payments and/or Automated Clearing House (ACH) payouts, we may use the payment
services of Braintree, a service of Paypal, Inc. (https://www.braintreepayments.com)
and/or Stripe, Inc. (https://www.stripe.com). We do not
process, record or maintain your credit card or bank account information. For more information
on how payments are handled, or to understand the data security and privacy afforded such
information, please refer to Braintree’s terms at https://www.paypal.com/us/webapps/mpp/ua/privacy-full
and Stripe’s terms at https://stripe.com/us/privacy.
Information Collected from You About Others:
Email Invites.
If you decide to invite a third party to create an account, we will collect your and the third
party’s names and e-mail addresses and/or phone number in order to follow up with the third
party. We rely upon you to obtain whatever consents from the third party that may be required by
law to allow us to access and upload the third party’s names and e-mail addresses as required
above. You or the third party may contact us at privacy@listofin.com to request the removal of
this information from our database.
Information We May Obtain From Other Sources:
We may combine any information collected through our Website with other information that we
obtain about you, your computer, and/or device from other companies and sources, including
third-party data suppliers and public databases. The following are examples of information we
may collect from other sources:
- Name, postal address, email address and phone number;
- Demographic data, such as age and/or gender;
- If you request a loan, credit history;
- Publicly-visible data, such as your posts and submissions to blogs, video-sharing services,
and other interactive forums; and
- Other navigation data, such as web sites.
How We Use The Information We Collect:
Our primary goals in collecting information are to provide you with our products and services,
answer your questions, provide support and customize your experience when using our Website to
make it more valuable to you. We only use payment and identity verification information as
necessary to complete a particular transaction, including payment, provide a requested service,
enforce legal rights or comply with applicable law.
In addition, we and our authorized service providers generally use other information that we or
they collect about you to:
- Customize the content you see when you use our Website and other services as you navigate
online;
- Analyze, operate and improve our Website, and fulfill your requests for products, services,
and information, including to send you email and electronic newsletters;
- Send periodic emails regarding your order or other products and services;
- Invite you to Company Group events;
- Collect payments owed to us;
- Help recognize your browser as a previous visitor and save and remember any preferences that
may have been set while your browser was visiting our Website;
- Enable you to participate in features such as surveys, polls, sweepstakes, and message
boards
- Recognize the same users as they access online or mobile services using multiple browsers or
devices and deliver to them appropriate interest-based content and advertising;
- Provide you with special offers, promotions and information from companies within the
Company Group in accordance with applicable law;
- Help us measure and analyze visitor traffic and usage patterns and improve the quality and
effectiveness of our content, features, advertisements, and other communications;
- Conduct market or audience analysis and related reporting;
- Understand whether our users read email or text messages and click on links contained within
those messages;
- Prevent potentially prohibited or illegal activities, comply with applicable law, court
orders and law enforcement, and enforce our and our users’ legal rights; and
- For any other purposes disclosed to you at the time we collect your information or pursuant
to your consent.
How We Disclose Information:
Except as otherwise expressly noted herein or on our Website, we may share any personal
information collected through our Website with our service providers and with carefully selected
third parties who may market related products and services that we believe may interest you. We
may share your personal information:
- With our affiliates;
- With third parties who assist us in operating our Website, conducting our business, or
servicing you, so long as those parties agree to keep this information confidential;
- Within the family of Company Group businesses;
- With credit bureaus, such as with respect to late payments, missed payments or other
defaults on your account;
- To protect or defend the rights of Company or our users;
- Together with other assets, if all or any part of the Company Group is sold to another
company; and
- When required by law or as we deem necessary or appropriate to respond to requests from
public authorities.
We will not publicly post or publicly display in any manner your social security number (a)
unless authorized or required to do so by specific or federal state law or regulation or (b) for
internal verification or administrative purposes. We may disclose your social security number to
our third party service providers who obtain your credit history for us, help us collect unpaid
amounts due, and extend credit to you.
Your non-personally identifiable information may be provided to other parties for marketing,
advertising, or other uses without notice.
Legal Compliance, Business Transfers and Other Disclosures.
Notwithstanding anything to the contrary stated herein or on our Website, we may occasionally
release information about users of our Website when we deem such release appropriate to comply
with law, respond to compulsory process or law enforcement requests, or protect the rights,
property or safety of our customers or prospective customers, the public, the Company Group or
any third party. Over time, we may reorganize or transfer various assets and lines of business.
Notwithstanding anything to the contrary stated herein or on our Website, we reserve the right
to disclose or transfer any information we collect to third parties in connection with any
proposed or actual purchase, sale, lease, merger, foreclosure, liquidation, amalgamation or any
other type of acquisition, disposal, transfer, conveyance or financing of all or any portion of
the Company Group.
Call Recording:
When you speak with our customer service call center, your calls may be recorded for quality
assurance, training, and verification purposes. By speaking with our call center, you consent to
this.
Your Opt-Out Choices:
You have the right to limit some, but not all, sharing of certain personal information by
Company. You have the right to prevent the specific Company Group entity from whom you obtain
directly our products and services and/or to whom you have provided directly personal
information from sharing your personal information, directly or through any affiliate, with
nonaffiliate third parties:
- For its affiliates’ everyday business purposes, such as collecting information about your
transactions, experience and creditworthiness;
- To enable its affiliates to market to you; and
- To enable nonaffiliates to market to you.
Our “affiliates” include all entities within the Company Group other than the specific Company
Group entity from whom you obtain directly our products and services and/or to whom you have
provided directly personal information. “Nonaffiliates” are companies not within the Company
Group; they may include both financial and nonfinancial companies.
To exercise your rights under this Section and limit our ability to share your personal
information:
- Call (408) 493-6497; or
- Email us at privacy@listofin.com
.
When you are no longer our customer, we may continue to share your information as described in
this notice. However, you can contact us at any time to limit our sharing.
Do Not Track.
We do not respond to “do not track” signals or similar mechanisms – where a visitor to the
Website requests that we disable the collection of information about the visitor’s online
activities, including navigation around our Website. We may also permit third parties to collect
aggregate usage information on our website, and they may also not respond to “do not track”
signals.
How to Correct or Update Your Information:
Please send us an email at
privacy@listofin.com .
How We Protect Information:
The Company Group uses commercially reasonable procedures to protect the personal information
that we collect from you against loss, theft and misuse, as well as unauthorized access,
disclosure, alteration and destruction. We have developed and implemented and continue to
maintain and monitor a written information security program applicable to all records containing
personal information. This security program is appropriate to the size, scope and type of our
business, the resources available to us, the amount of stored data and the need for security and
confidentiality of the personal information we store. Our Website is scanned on a regular basis
for security holes and known vulnerabilities in order to make your visit to our site as safe as
possible. We use regular Malware Scanning.
No security system is impenetrable. We cannot guarantee the security of our databases or the
security during transmission to us of the information you supply over the Internet. You can help
us by taking precautions to protect your personal information when you are on the Internet.
Change your passwords often using a combination of letters and numbers and make sure to use a
secure web browser.
For the purposes set out in this Privacy Policy, personal information may be transferred to,
processed, stored and accessed by us, our affiliates and our unaffiliated service providers in
the United States and in other jurisdictions where we or they operate. Courts and other
authorities in these jurisdictions may, in certain circumstances, be entitled to access your
personal information. By using the Website, you consent to this transfer, processing, storage
and access of your personal information in and/or outside of the jurisdiction in which you
reside.
Children Under 13:
The Company Group cares about protecting the privacy of children. We will not specifically market
to or knowingly collect personal information from children under 13 for marketing purposes.
Because some information is collected online, it may not appear to be the personal information
of a child under 13. If a child under 13 submits personal information to us and we learn that
the personal information is the information of a child under 13, we will attempt to delete the
information as soon as possible. If you are under 13, please do not register for any of our
services or provide us any information about yourself (such as your name, email address or phone
number).
California Online Privacy Protection Act
As required by the California Online Privacy Protection Act (“California Act”) and the California
Business and Professions Code, this Privacy Policy identifies the categories of personally
identifiable information that we collect through our website about individual consumers who use
or visit our website and the categories of third-party persons or entities with whom such
personally identifiable information may be shared.
Depending on the visitor’s activity at our website, certain “personally identifiable information”
(as that term is defined in the California Act) may be collected, in addition to information set
forth in other sections of this document. For purposes of the California Act, the term
“personally identifiable information” means individually identifiable information about an
individual consumer collected online by us from an individual and maintained by us in an
accessible form, and may include any of the following: (1) a first and last name; (2) a home or
other physical address, including street name and name of a city or town; (3) an email address;
(4) a phone number; (5) a social security number; (6) any other identifier that permits the
physical or online contacting of a specific individual; and (7) information concerning a user
that the web site collects online from the use, and maintains in personally identifiable form,
in combination with an identifier described within this Privacy Policy.
See “Your Opt-Out Choices” and “How to Correct or Update Your Information” above for a
description of the process maintained by the Company for an individual consumer who uses our
Website to review and request changes to any of his or her personally identifiable information
that is collected through our website.
See “Changes to Our Online Privacy Policy” below for a description of the process by which we
notify consumers who use our Website of material changes to our privacy policy.
See more about the California Act at: http://consumercal.org/california-online-privacy-protection-act-caloppa/#sthash.0FdRbT51.dpuf.
Your California Privacy Rights:
Pursuant to California Civil Code Section 1798.83, if you are a California resident, you have the
right to request and receive, once a year and free of charge, information about third parties to
whom we have disclosed certain types of personal information (if any) about you for their direct
marketing purposes in the prior calendar year, and a description of the categories of personal
information shared. To make such a request, please send an email to
privacy@listofin.com and please include the phrase “California Privacy Request” in the subject line, the domain
name of the website you are inquiring about, along with your name, address and email address. At
our option, we may respond to such requests by providing instructions about how our users can
exercise their options to prevent our disclosure of personal information to third parties for
their direct marketing purposes. These instructions can be located above in the sections of our
Online Privacy Policy titled "How We Disclose Information” and “Your Related Opt-out Choices.”
Your CAN SPAM Act Rights:
The CAN-SPAM Act sets the rules for commercial email, establishes requirements for commercial
messages, gives recipients the right to prevent receipt of emails, and spells out penalties for
violations.
Reasons We Collect Your Email Address.
We collect your email address in order to:
- Send information and respond to inquiries and other requests or questions.
- Create your account and send information and updates pertaining to your service.
- Send you additional information related to your service and our Website.
- Market to our mailing list and continue to send emails to our customers after an initial
transaction.
We agree to the following with respect to our use of your email address:
- We will not use false, or misleading subjects or email addresses.
- We will identify the message as an advertisement in some reasonable way.
- We will include the phone number and physical address of our business or site
headquarters.
- We will monitor third party email marketing services for compliance, if one is used.
- We will honor opt-out/unsubscribe requests quickly.
- We will allow users to unsubscribe by using the link at the bottom of each email.
Your Rights Under CAN-SPAM.
You can unsubscribe from receiving future emails by following the instructions at the bottom of
each email you receive from us. We will promptly remove you from all correspondence.
Changes to Our Online Privacy Policy:
The Company Group reserves the right to revise, amend or modify this policy at any time and in
any manner. When we change the policy in a material way a notice will be posted on our Website
along with the updated privacy policy. Your use of our Website after such changes are
implemented constitutes your acknowledgement and acceptance of those changes. Please consult
this privacy statement prior to every use for any changes. Unless otherwise noted, all changes
will be effective when posted.
Exclusions:
This Privacy Policy does not govern the collection use or sharing of data by third
parties or websites that may be linked to a Company Group website nor does it cover any
information that may be collected by a third party in connection with a product or service
provided by a third party even if you request information regarding such product or service on a
Company Group website.
Contacting Us:
If there are any questions regarding this Privacy Policy you may contact us using the information
below.
Email: privacy@listofin.com
Phone: (408) 493-6497
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